992 Highway 142 ELyleWA98635
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 992 Highway 142 E, Lyle, WA, 98635 in Lyle at $1,599,000, 1.9% gross yield, is a market-growth asset. Rental yield 1.9%. The $2,533/mo rent partially funds the $7,190/mo debt service; the core return is the 5%/yr price growth projected to add $441,774 over five years. Ziffy Mortgage's DSCR mortgage (0.35) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $149,566.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 6.2% |
| Monthly Cash Flow | $(7,079) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,533 |
| Total Monthly Debt Service | $8,976 |
| DSCR Ratio | 0.28x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
65.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98635, Lyle, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,104 (100%) |
| Owner Occupied HU | 697 (63.1%) |
| Renter Occupied HU | 222 (20.1%) |
| Vacant Housing Units | 185 (16.8%) |
| Median Home Value | $535,804 |
| Average Home Value | $699,541 |
Housing Distribution
Address Breakdown
Residential
588
Single Family
578
Multi-Family
10
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
65.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98635, Lyle, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,104 (100%) |
| Owner Occupied HU | 697 (63.1%) |
| Renter Occupied HU | 222 (20.1%) |
| Vacant Housing Units | 185 (16.8%) |
| Median Home Value | $535,804 |
| Average Home Value | $699,541 |
Housing Distribution
Address Breakdown
Residential
588
Single Family
578
Multi-Family
10
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NWMLS as distributed by MLS GRID
Mls ID: #2523534