945 Church RdFyffeAL35971
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow945 Church Rd, Fyffe, AL, 35971 in Fyffe earns its strong cash-flow label: 11.9% yield, $1,800/mo rent, $776/mo net income, DSCR 2.21. The $181,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $50,145 by year five. Combined with $1,672/yr in principal paydown, total projected return reaches $118,316.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $776 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $952 |
| DSCR Ratio | 1.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2020
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35971, Fyffe, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,421 (68.6%) |
| Renter Occupied HU | 438 (21.2%) |
| Vacant Housing Units | 211 (10.2%) |
| Median Home Value | $159,470 |
| Average Home Value | $221,434 |
Housing Distribution
Address Breakdown
Residential
1,992
Single Family
1,992
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2020
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35971, Fyffe, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,421 (68.6%) |
| Renter Occupied HU | 438 (21.2%) |
| Vacant Housing Units | 211 (10.2%) |
| Median Home Value | $159,470 |
| Average Home Value | $221,434 |
Housing Distribution
Address Breakdown
Residential
1,992
Single Family
1,992
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices