9 Scott DrCharltonMA01507
INVESTMENT ANALYSIS
Investment Verdict
Solid Income9 Scott Dr, Charlton, MA, 01507 in Charlton is a solid income-producing rental, 9.16% gross yield, $5,075/mo rent, $825/mo net cash flow on a $664,900 buy. DSCR 1.70 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $183,700 and $6,124/yr in principal reduction project a total cumulative return of $305,816.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $825 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,075 |
| Total Monthly Debt Service | $3,985 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01507, Charlton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,358 (100%) |
| Owner Occupied HU | 4,240 (79.1%) |
| Renter Occupied HU | 869 (16.2%) |
| Vacant Housing Units | 249 ( 4.6%) |
| Median Home Value | $501,961 |
| Average Home Value | $542,894 |
Housing Distribution
Address Breakdown
Residential
4,857
Single Family
4,625
Multi-Family
232
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01507, Charlton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,358 (100%) |
| Owner Occupied HU | 4,240 (79.1%) |
| Renter Occupied HU | 869 (16.2%) |
| Vacant Housing Units | 249 ( 4.6%) |
| Median Home Value | $501,961 |
| Average Home Value | $542,894 |
Housing Distribution
Address Breakdown
Residential
4,857
Single Family
4,625
Multi-Family
232
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rachel Sanville • Your Home Sold Guaranteed Realty, The Nathan Clark Team
Mls Name: My State MLS
Mls ID: #11792464