88 Menotomy RdArlingtonMA02476
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 88 Menotomy Rd, Arlington, MA, 02476 in Arlington is capital appreciation. Rental yield 5.32%. The 5.32% gross yield at $1,275,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $352,259 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.99) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $330,777.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 6.2% |
| Monthly Cash Flow | $(2,383) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,653 |
| Total Monthly Debt Service | $7,529 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
4,334 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02476, Arlington, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,542 (100%) |
| Owner Occupied HU | 5,089 (67.5%) |
| Renter Occupied HU | 2,176 (28.9%) |
| Vacant Housing Units | 277 ( 3.7%) |
| Median Home Value | $937,898 |
| Average Home Value | $1,028,271 |
Housing Distribution
Address Breakdown
Residential
7,590
Single Family
5,630
Multi-Family
1,960
Businesses
683
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
4,334 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02476, Arlington, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,542 (100%) |
| Owner Occupied HU | 5,089 (67.5%) |
| Renter Occupied HU | 2,176 (28.9%) |
| Vacant Housing Units | 277 ( 3.7%) |
| Median Home Value | $937,898 |
| Average Home Value | $1,028,271 |
Housing Distribution
Address Breakdown
Residential
7,590
Single Family
5,630
Multi-Family
1,960
Businesses
683
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Find Your Village Real Estate Team • Keller Williams Realty Boston Northwest
Mls Name: MLS PIN
Mls ID: #73347140