8514 W Spaulding StTucsonAZ85743
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 8514 W Spaulding St, Tucson, AZ, 85743 in Tucson. Rental yield 4.11%. At $1,050,000 with 4.11% gross yield, current distributions are modest, but the 5% appreciation rate projects $290,096 in new equity by year five, complemented by $9,671/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.76) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $229,101.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.2% |
| Monthly Cash Flow | $(2,732) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,599 |
| Total Monthly Debt Service | $5,789 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85743, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,796 (100%) |
| Owner Occupied HU | 10,465 (75.9%) |
| Renter Occupied HU | 2,243 (16.3%) |
| Vacant Housing Units | 1,088 ( 7.9%) |
| Median Home Value | $347,861 |
| Average Home Value | $359,185 |
Housing Distribution
Address Breakdown
Residential
13,005
Single Family
11,845
Multi-Family
1,160
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85743, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,796 (100%) |
| Owner Occupied HU | 10,465 (75.9%) |
| Renter Occupied HU | 2,243 (16.3%) |
| Vacant Housing Units | 1,088 ( 7.9%) |
| Median Home Value | $347,861 |
| Average Home Value | $359,185 |
Housing Distribution
Address Breakdown
Residential
13,005
Single Family
11,845
Multi-Family
1,160
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices