81 Moody RoadPikeNH03780
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 81 Moody Road, Pike, NH, 03780 in Pike. Priced at $185,000, it generates $2,558/mo in gross rent and $1,318/mo in net monthly cash flow, a 16.6% yield that comfortably supports the 3.07 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $15,820. Five-year appreciation: $51,112. Equity from principal paydown: $1,704/yr. Total projected cumulative return: $155,393.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.6% | 6.2% |
| Monthly Cash Flow | $1,318 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,558 |
| Total Monthly Debt Service | $1,166 |
| DSCR Ratio | 2.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03780, Pike, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 269 (100%) |
| Owner Occupied HU | 185 (68.8%) |
| Renter Occupied HU | 38 (14.1%) |
| Vacant Housing Units | 46 (17.1%) |
| Median Home Value | $238,281 |
| Average Home Value | $329,432 |
Housing Distribution
Address Breakdown
Residential
171
Single Family
171
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03780, Pike, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 269 (100%) |
| Owner Occupied HU | 185 (68.8%) |
| Renter Occupied HU | 38 (14.1%) |
| Vacant Housing Units | 46 (17.1%) |
| Median Home Value | $238,281 |
| Average Home Value | $329,432 |
Housing Distribution
Address Breakdown
Residential
171
Single Family
171
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dawn C Troutman • Susan Cole Realty Group, LLC
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5035197