807 B StOvertonNE68863
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 807 B St, Overton, NE, 68863 in Overton hard to pass up. The 22.8% gross yield on a $108,000 purchase results in $2,052/mo in rent and $1,299/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.22). Annual cash flow of $15,593, five-year appreciation of $29,838, and $995/yr in equity build-up combine for a projected total cumulative return of $124,912.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.8% | 6.2% |
| Monthly Cash Flow | $1,299 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,052 |
| Total Monthly Debt Service | $710 |
| DSCR Ratio | 2.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1898
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68863, Overton, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 469 (100%) |
| Owner Occupied HU | 304 (64.8%) |
| Renter Occupied HU | 104 (22.2%) |
| Vacant Housing Units | 61 (13.0%) |
| Median Home Value | $193,333 |
| Average Home Value | $241,612 |
Housing Distribution
Address Breakdown
Residential
306
Single Family
306
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1898
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68863, Overton, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 469 (100%) |
| Owner Occupied HU | 304 (64.8%) |
| Renter Occupied HU | 104 (22.2%) |
| Vacant Housing Units | 61 (13.0%) |
| Median Home Value | $193,333 |
| Average Home Value | $241,612 |
Housing Distribution
Address Breakdown
Residential
306
Single Family
306
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Annette Stansbury • Kearney Realty, L.L.C.
Mls Name: REALTORS of Greater Mid-Nebraska MLS
Mls ID: #20250742
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.