70 Thelma StCarnegiePA15106



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 70 Thelma St, Carnegie, PA, 15106 in Carnegie speaks for itself: 13.58% gross on a $210,000 price, generating $2,377/mo in rent and $1,001/mo in net income after the $944/mo debt service. DSCR 2.52, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,013 stacks alongside $58,019 in projected five-year appreciation and $1,934/yr in principal reduction. Projected total cumulative return: $144,391.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 6.2% |
| Monthly Cash Flow | $1,001 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,377 |
| Total Monthly Debt Service | $1,293 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
0.50 Acres lot
$N/A/sqft
No HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1957
0.50 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Susan Deely • 1 PERCENT LISTS METRO PGH
Mls Name: WPMLS
Mls Provider:
Mls ID: #1695262








