683 Chardonnay DriveFremontCA94539
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Fremont at 683 Chardonnay Drive, Fremont, CA, 94539 projects strong ROI of 6.28%. Rental yield 3.13%. With 5% annual appreciation, the property builds $643,736 in value over five years. Equity growth combined delivers a projected five-year ROI of 46.84%, translating into $308,343 in total cumulative return on $658,225 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 6.2% |
| Monthly Cash Flow | $(8,981) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,072 |
| Total Monthly Debt Service | $14,126 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
6,991 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94539, Fremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,174 (100%) |
| Owner Occupied HU | 13,685 (75.3%) |
| Renter Occupied HU | 3,555 (19.6%) |
| Vacant Housing Units | 934 ( 5.1%) |
| Median Home Value | $1,812,837 |
| Average Home Value | $1,758,619 |
Housing Distribution
Address Breakdown
Residential
18,026
Single Family
16,598
Multi-Family
1,428
Businesses
1,471
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
6,991 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94539, Fremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,174 (100%) |
| Owner Occupied HU | 13,685 (75.3%) |
| Renter Occupied HU | 3,555 (19.6%) |
| Vacant Housing Units | 934 ( 5.1%) |
| Median Home Value | $1,812,837 |
| Average Home Value | $1,758,619 |
Housing Distribution
Address Breakdown
Residential
18,026
Single Family
16,598
Multi-Family
1,428
Businesses
1,471
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Arash Khalatbari • Extramile Property Management
Mls Name: BAREIS
Mls Provider:
Mls ID: #325047683
Disclaimer: All data, photos, visualizations, and information regarding a property, including the property's compliance with state and local legal requirements and all measurements and calculations of area, have been obtained from various sources, and may include such material that has been generated by use of artificial intelligence. Such information and material have not been and will not be verified for accuracy by the listing broker or the multiple listing service, and are not guaranteed as complete, accurate or reliable. Such information and material should be independently reviewed and verified for accuracy. This information and material are intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.