637 Spectator AveLandoverMD20785
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 637 Spectator Ave, Landover, MD, 20785 in Landover speaks for itself: 10.58% gross on a $468,850 price, generating $4,133/mo in rent and $1,077/mo in net income after the $2,108/mo debt service. DSCR 1.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,921 stacks alongside $129,535 in projected five-year appreciation and $4,318/yr in principal reduction. Projected total cumulative return: $256,174.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $1,077 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,133 |
| Total Monthly Debt Service | $2,729 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2009
2,112 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20785, Hyattsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,982 (100%) |
| Owner Occupied HU | 7,875 (46.4%) |
| Renter Occupied HU | 7,900 (46.5%) |
| Vacant Housing Units | 1,207 ( 7.1%) |
| Median Home Value | $412,094 |
| Average Home Value | $449,542 |
Housing Distribution
Address Breakdown
Residential
16,124
Single Family
12,593
Multi-Family
3,531
Businesses
970
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2009
2,112 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20785, Hyattsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,982 (100%) |
| Owner Occupied HU | 7,875 (46.4%) |
| Renter Occupied HU | 7,900 (46.5%) |
| Vacant Housing Units | 1,207 ( 7.1%) |
| Median Home Value | $412,094 |
| Average Home Value | $449,542 |
Housing Distribution
Address Breakdown
Residential
16,124
Single Family
12,593
Multi-Family
3,531
Businesses
970
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices