5653 Pine StHoustonTX77081
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 5653 Pine St, Houston, TX, 77081 in Houston is straightforward: $230,000 in, $2,206/mo in rent, $345/mo out after debt service. The 11.51% gross yield and 2.13 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $63,545 by year five. With $2,118/yr in principal equity, the total cumulative return is projected at $124,894.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $345 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,206 |
| Total Monthly Debt Service | $1,544 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
1,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77081, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,945 (100%) |
| Owner Occupied HU | 1,190 ( 5.7%) |
| Renter Occupied HU | 17,384 (83.0%) |
| Vacant Housing Units | 2,371 (11.3%) |
| Median Home Value | $454,483 |
| Average Home Value | $509,786 |
Housing Distribution
Address Breakdown
Residential
19,610
Single Family
2,365
Multi-Family
17,245
Businesses
2,274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
1,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77081, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,945 (100%) |
| Owner Occupied HU | 1,190 ( 5.7%) |
| Renter Occupied HU | 17,384 (83.0%) |
| Vacant Housing Units | 2,371 (11.3%) |
| Median Home Value | $454,483 |
| Average Home Value | $509,786 |
Housing Distribution
Address Breakdown
Residential
19,610
Single Family
2,365
Multi-Family
17,245
Businesses
2,274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices