561 S Foundation Trl #112Cedar CityUT84720
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Cedar City rental at 561 S Foundation Trl #112, Cedar City, UT, 84720 sits in the solid-income band: 7.91% gross yield, $3,066/mo rent, $316/mo net after the $2,091/mo debt service, DSCR 1.47. Entry price of $464,990 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $128,468 and $4,283/yr in principal reduction bring total cumulative return to $196,071.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $316 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,066 |
| Total Monthly Debt Service | $2,565 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.26 Acres lot
$N/A/sqft
$25 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.26 Acres lot
$N/A/sqft
$25 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Krista Coates • D.R. Horton, Inc
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2126413
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2026-02-20 18:22:20 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#319)