5430 N 11th StPhiladelphiaPA19141
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5430 N 11th St, Philadelphia, PA, 19141 in Philadelphia speaks for itself: 11.89% gross on a $265,000 price, generating $2,627/mo in rent and $890/mo in net income after the $1,192/mo debt service. DSCR 2.20, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,684 stacks alongside $73,215 in projected five-year appreciation and $2,441/yr in principal reduction. Projected total cumulative return: $158,215.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $890 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,627 |
| Total Monthly Debt Service | $1,631 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
1,257 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19141, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,495 (100%) |
| Owner Occupied HU | 6,473 (44.7%) |
| Renter Occupied HU | 6,344 (43.8%) |
| Vacant Housing Units | 1,678 (11.6%) |
| Median Home Value | $177,287 |
| Average Home Value | $241,049 |
Housing Distribution
Address Breakdown
Residential
12,999
Single Family
10,208
Multi-Family
2,791
Businesses
802
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
1,257 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19141, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,495 (100%) |
| Owner Occupied HU | 6,473 (44.7%) |
| Renter Occupied HU | 6,344 (43.8%) |
| Vacant Housing Units | 1,678 (11.6%) |
| Median Home Value | $177,287 |
| Average Home Value | $241,049 |
Housing Distribution
Address Breakdown
Residential
12,999
Single Family
10,208
Multi-Family
2,791
Businesses
802
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Sandoval Sandoval Martinez-Herrera • Giraldo Real Estate Group
Mls Name: Bright MLS
Mls Provider:
Mls ID: #PAPH2603478