50 Todd Pond Rd Unit 50LincolnMA01773
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 50 Todd Pond Rd Unit 50, Lincoln, MA, 01773 in Lincoln is listed at $575,000 and delivers $4,740/mo in rent and $585/mo in net monthly cash flow. The 9.89% yield and 1.83 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $158,862 over five years, and $5,296/yr in principal reduction supplements cash return. Total projected cumulative return: $290,131.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $585 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,740 |
| Total Monthly Debt Service | $3,395 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01773, Lincoln, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,352 (100%) |
| Owner Occupied HU | 1,796 (76.4%) |
| Renter Occupied HU | 378 (16.1%) |
| Vacant Housing Units | 178 ( 7.6%) |
| Median Home Value | $1,499,035 |
| Average Home Value | $1,551,492 |
Housing Distribution
Address Breakdown
Residential
2,389
Single Family
1,744
Multi-Family
645
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01773, Lincoln, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,352 (100%) |
| Owner Occupied HU | 1,796 (76.4%) |
| Renter Occupied HU | 378 (16.1%) |
| Vacant Housing Units | 178 ( 7.6%) |
| Median Home Value | $1,499,035 |
| Average Home Value | $1,551,492 |
Housing Distribution
Address Breakdown
Residential
2,389
Single Family
1,744
Multi-Family
645
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73530192