4560 Durango DrHappy JackAZ86024
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4560 Durango Dr, Happy Jack, AZ, 86024 in Happy Jack speaks for itself: 22.36% gross on a $112,900 price, generating $2,104/mo in rent and $1,426/mo in net income after the $508/mo debt service. DSCR 4.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,113 stacks alongside $31,192 in projected five-year appreciation and $1,040/yr in principal reduction. Projected total cumulative return: $134,549.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.4% | 6.2% |
| Monthly Cash Flow | $1,426 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,104 |
| Total Monthly Debt Service | $633 |
| DSCR Ratio | 3.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.73 Acres lot
$N/A/sqft
$122 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86024, Happy Jack, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,657 (100%) |
| Owner Occupied HU | 328 (19.8%) |
| Renter Occupied HU | 37 ( 2.2%) |
| Vacant Housing Units | 1,292 (78.0%) |
| Median Home Value | $569,805 |
| Average Home Value | $569,604 |
Housing Distribution
Address Breakdown
Residential
1,181
Single Family
1,175
Multi-Family
6
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.73 Acres lot
$N/A/sqft
$122 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86024, Happy Jack, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,657 (100%) |
| Owner Occupied HU | 328 (19.8%) |
| Renter Occupied HU | 37 ( 2.2%) |
| Vacant Housing Units | 1,292 (78.0%) |
| Median Home Value | $569,805 |
| Average Home Value | $569,604 |
Housing Distribution
Address Breakdown
Residential
1,181
Single Family
1,175
Multi-Family
6
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Cheryl A Kalkbrenner • REALTY EXECUTIVES - PEORIA
Mls Name: CAAR
Mls Provider:
Mls ID: #90785
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.