436 Gold Oak RdSan AndreasCA95249
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 436 Gold Oak Rd, San Andreas, CA, 95249 in San Andreas at $310,000. Rental yield 7.27%. The 7.27% yield and 1.35 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $85,647 by year five, and $2,855/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $115,068.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $(39) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,879 |
| Total Monthly Debt Service | $1,794 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1965
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95249, San Andreas, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,930 (100%) |
| Owner Occupied HU | 1,042 (54.0%) |
| Renter Occupied HU | 607 (31.5%) |
| Vacant Housing Units | 281 (14.6%) |
| Median Home Value | $504,124 |
| Average Home Value | $497,536 |
Housing Distribution
Address Breakdown
Residential
1,117
Single Family
1,010
Multi-Family
107
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1965
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95249, San Andreas, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,930 (100%) |
| Owner Occupied HU | 1,042 (54.0%) |
| Renter Occupied HU | 607 (31.5%) |
| Vacant Housing Units | 281 (14.6%) |
| Median Home Value | $504,124 |
| Average Home Value | $497,536 |
Housing Distribution
Address Breakdown
Residential
1,117
Single Family
1,010
Multi-Family
107
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226084090