432 N Sage AveRialtoCA92376



INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 432 N Sage Ave, Rialto, CA, 92376 in Rialto. Rental yield 7.35%. The 1.36 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $138,141 and $4,605/yr in principal reduction project total return of $187,647.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(31) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,062 |
| Total Monthly Debt Service | $2,894 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
6,825 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92376, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,458 (100%) |
| Owner Occupied HU | 13,734 (58.5%) |
| Renter Occupied HU | 9,177 (39.1%) |
| Vacant Housing Units | 547 ( 2.3%) |
| Median Home Value | $463,578 |
| Average Home Value | $504,544 |
Housing Distribution
Address Breakdown
Residential
22,775
Single Family
19,648
Multi-Family
3,127
Businesses
1,461



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1954
6,825 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92376, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,458 (100%) |
| Owner Occupied HU | 13,734 (58.5%) |
| Renter Occupied HU | 9,177 (39.1%) |
| Vacant Housing Units | 547 ( 2.3%) |
| Median Home Value | $463,578 |
| Average Home Value | $504,544 |
Housing Distribution
Address Breakdown
Residential
22,775
Single Family
19,648
Multi-Family
3,127
Businesses
1,461
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Andrea Rios • REALTY ONE GROUP HOMELINK
Mls Name: CRMLS
Mls ID: #IV25186986








