431 Sedona DrLake Havasu CityAZ86403
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder431 Sedona Dr, Lake Havasu City, AZ, 86403 in Lake Havasu City is a solid income-producing rental, 7.68% gross yield, $3,065/mo rent, $234/mo net cash flow on a $479,000 buy. DSCR 1.42 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $132,339 and $4,412/yr in principal reduction project a total cumulative return of $196,111.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $234 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,065 |
| Total Monthly Debt Service | $2,641 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sarah Shaffer • Affinity Premier Properties, LLC
Mls Name: Lake Havasu AOR
Mls Provider:
Mls ID: #1017335
Disclaimer: Copyright Lake Havasu Association of Realtors / LHAR. All rights reserved. Information is deemed reliable but not guaranteed.