4304 Thunder RdSneadsFL32460
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4304 Thunder Rd, Sneads, FL, 32460 in Sneads deserves attention. This $185,000 property earns $1,760/mo in rent, a 11.42% gross yield, and nets $533/mo after the $832/mo payment. DSCR 2.12 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $51,112 compounds alongside $1,704/yr in yearly equity build, for a total cumulative return of $104,765.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $533 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,760 |
| Total Monthly Debt Service | $1,154 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
11.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32460, Sneads, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,808 (100%) |
| Owner Occupied HU | 1,162 (64.3%) |
| Renter Occupied HU | 395 (21.8%) |
| Vacant Housing Units | 251 (13.9%) |
| Median Home Value | $150,893 |
| Average Home Value | $196,921 |
Housing Distribution
Address Breakdown
Residential
1,621
Single Family
1,546
Multi-Family
75
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1987
11.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32460, Sneads, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,808 (100%) |
| Owner Occupied HU | 1,162 (64.3%) |
| Renter Occupied HU | 395 (21.8%) |
| Vacant Housing Units | 251 (13.9%) |
| Median Home Value | $150,893 |
| Average Home Value | $196,921 |
Housing Distribution
Address Breakdown
Residential
1,621
Single Family
1,546
Multi-Family
75
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices