430 2nd AveHyde ParkPA15641
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow430 2nd Ave, Hyde Park, PA, 15641 in Hyde Park earns its strong cash-flow label: 11.82% yield, $1,970/mo rent, $660/mo net income, DSCR 2.19. The $200,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $55,256 by year five. Combined with $1,842/yr in principal paydown, total projected return reaches $118,643.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $660 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,970 |
| Total Monthly Debt Service | $1,231 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15641, Hyde Park, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 236 (100%) |
| Owner Occupied HU | 168 (71.2%) |
| Renter Occupied HU | 43 (18.2%) |
| Vacant Housing Units | 25 (10.6%) |
| Median Home Value | $214,286 |
| Average Home Value | $187,292 |
Housing Distribution
Address Breakdown
Residential
209
Single Family
209
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15641, Hyde Park, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 236 (100%) |
| Owner Occupied HU | 168 (71.2%) |
| Renter Occupied HU | 43 (18.2%) |
| Vacant Housing Units | 25 (10.6%) |
| Median Home Value | $214,286 |
| Average Home Value | $187,292 |
Housing Distribution
Address Breakdown
Residential
209
Single Family
209
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Derek Eisenberg • CONTINENTAL REAL ESTATE GROUP, INC.
Mls Name: WPMLS
Mls Provider:
Mls ID: #1717960