43 Polo DrSheloctaPA15774
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.16% yield at 43 Polo Dr, Shelocta, PA, 15774 in Shelocta is solid, but the $760/mo payment compresses net cash flow to $183/mo at $169,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $46,692 by year five, and $1,557/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.70) without U.S. income documentation. Total projected return: $76,099.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $183 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,290 |
| Total Monthly Debt Service | $1,040 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2010
4.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15774, Shelocta, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,415 (100%) |
| Owner Occupied HU | 1,063 (75.1%) |
| Renter Occupied HU | 226 (16.0%) |
| Vacant Housing Units | 126 ( 8.9%) |
| Median Home Value | $209,583 |
| Average Home Value | $253,681 |
Housing Distribution
Address Breakdown
Residential
1,237
Single Family
1,237
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2010
4.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15774, Shelocta, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,415 (100%) |
| Owner Occupied HU | 1,063 (75.1%) |
| Renter Occupied HU | 226 (16.0%) |
| Vacant Housing Units | 126 ( 8.9%) |
| Median Home Value | $209,583 |
| Average Home Value | $253,681 |
Housing Distribution
Address Breakdown
Residential
1,237
Single Family
1,237
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tara Runk • Realty One Group Landmark- Punxsutawney
Mls Name: Clearfield Jefferson AOR
Mls ID: #08-8761