4200 Bar Harbor PlBowieMD20720
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4200 Bar Harbor Pl, Bowie, MD, 20720 in Bowie at $435,100 earns $2,994/mo in rent and nets $193/mo after the $1,956/mo payment, a 8.26% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $120,210 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $4,007/yr in principal paydown, total projected return reaches $183,627.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $193 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,994 |
| Total Monthly Debt Service | $2,533 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
1,845 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20720, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,354 (100%) |
| Owner Occupied HU | 7,465 (89.4%) |
| Renter Occupied HU | 657 ( 7.9%) |
| Vacant Housing Units | 232 ( 2.8%) |
| Median Home Value | $590,662 |
| Average Home Value | $604,575 |
Housing Distribution
Address Breakdown
Residential
8,527
Single Family
8,332
Multi-Family
195
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
1,845 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20720, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,354 (100%) |
| Owner Occupied HU | 7,465 (89.4%) |
| Renter Occupied HU | 657 ( 7.9%) |
| Vacant Housing Units | 232 ( 2.8%) |
| Median Home Value | $590,662 |
| Average Home Value | $604,575 |
Housing Distribution
Address Breakdown
Residential
8,527
Single Family
8,332
Multi-Family
195
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices