38 Schraalenburgh RdHaworthNJ07641
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.54, 38 Schraalenburgh Rd, Haworth, NJ, 07641 in Haworth sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.33%. The 8.33% yield is backed by 5% annual appreciation projecting $253,903 in value gain, plus $8,464/yr in principal reduction. Total projected cumulative return: $341,028.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(175) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,376 |
| Total Monthly Debt Service | $6,185 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07641, Haworth, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,141 (100%) |
| Owner Occupied HU | 1,038 (91.0%) |
| Renter Occupied HU | 65 ( 5.7%) |
| Vacant Housing Units | 38 ( 3.3%) |
| Median Home Value | $842,005 |
| Average Home Value | $911,084 |
Housing Distribution
Address Breakdown
Residential
1,125
Single Family
1,125
Multi-Family
0
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07641, Haworth, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,141 (100%) |
| Owner Occupied HU | 1,038 (91.0%) |
| Renter Occupied HU | 65 ( 5.7%) |
| Vacant Housing Units | 38 ( 3.3%) |
| Median Home Value | $842,005 |
| Average Home Value | $911,084 |
Housing Distribution
Address Breakdown
Residential
1,125
Single Family
1,125
Multi-Family
0
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NJMLS
Mls ID: #26024482