3743/3741 Schroeder AvePerry HallMD21128
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3743/3741 Schroeder Ave, Perry Hall, MD, 21128 in Perry Hall. Priced at $497,700, it generates $4,454/mo in gross rent and $1,359/mo in net monthly cash flow, a 10.74% yield that comfortably supports the 1.99 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $16,307. Five-year appreciation: $137,505. Equity from principal paydown: $4,584/yr. Total projected cumulative return: $276,220.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $1,359 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,454 |
| Total Monthly Debt Service | $2,897 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21128, Perry Hall, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,291 (100%) |
| Owner Occupied HU | 5,096 (81.0%) |
| Renter Occupied HU | 956 (15.2%) |
| Vacant Housing Units | 239 ( 3.8%) |
| Median Home Value | $480,061 |
| Average Home Value | $512,184 |
Housing Distribution
Address Breakdown
Residential
6,074
Single Family
4,505
Multi-Family
1,569
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21128, Perry Hall, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,291 (100%) |
| Owner Occupied HU | 5,096 (81.0%) |
| Renter Occupied HU | 956 (15.2%) |
| Vacant Housing Units | 239 ( 3.8%) |
| Median Home Value | $480,061 |
| Average Home Value | $512,184 |
Housing Distribution
Address Breakdown
Residential
6,074
Single Family
4,505
Multi-Family
1,569
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A