3654 W Mecca RdRockvilleIN47872
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $450,000, 3654 W Mecca Rd, Rockville, IN, 47872 in Rockville generates $2,783/mo in rent (7.42% yield) but nets only $82/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.38) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $124,327. Total projected return: $175,596.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $82 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,783 |
| Total Monthly Debt Service | $2,522 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
7.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47872, Rockville, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,786 (100%) |
| Owner Occupied HU | 2,231 (58.9%) |
| Renter Occupied HU | 701 (18.5%) |
| Vacant Housing Units | 854 (22.6%) |
| Median Home Value | $163,141 |
| Average Home Value | $234,938 |
Housing Distribution
Address Breakdown
Residential
3,342
Single Family
3,211
Multi-Family
131
Businesses
313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
7.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47872, Rockville, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,786 (100%) |
| Owner Occupied HU | 2,231 (58.9%) |
| Renter Occupied HU | 701 (18.5%) |
| Vacant Housing Units | 854 (22.6%) |
| Median Home Value | $163,141 |
| Average Home Value | $234,938 |
Housing Distribution
Address Breakdown
Residential
3,342
Single Family
3,211
Multi-Family
131
Businesses
313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
