35 Whispering PnesChadronNE69337
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 35 Whispering Pnes, Chadron, NE, 69337 in Chadron: $1,154/mo in rent, $300/mo in net income, 10.95% gross yield, 2.03 DSCR, all at $126,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $34,950 in appreciation and $1,165/yr in principal paydown projects total cumulative return of $67,543.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $300 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,154 |
| Total Monthly Debt Service | $804 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 69337, Chadron, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,051 (100%) |
| Owner Occupied HU | 1,504 (49.3%) |
| Renter Occupied HU | 1,059 (34.7%) |
| Vacant Housing Units | 488 (16.0%) |
| Median Home Value | $170,154 |
| Average Home Value | $203,032 |
Housing Distribution
Address Breakdown
Residential
2,685
Single Family
2,566
Multi-Family
119
Businesses
329
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 69337, Chadron, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,051 (100%) |
| Owner Occupied HU | 1,504 (49.3%) |
| Renter Occupied HU | 1,059 (34.7%) |
| Vacant Housing Units | 488 (16.0%) |
| Median Home Value | $170,154 |
| Average Home Value | $203,032 |
Housing Distribution
Address Breakdown
Residential
2,685
Single Family
2,566
Multi-Family
119
Businesses
329
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices