325 Dutch DrRobinsIA52328
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 325 Dutch Dr, Robins, IA, 52328 in Robins hard to pass up. The 11.03% gross yield on a $385,000 purchase results in $3,540/mo in rent and $1,032/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.05). Annual cash flow of $12,379, five-year appreciation of $106,368, and $3,546/yr in equity build-up combine for a projected total cumulative return of $213,400.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $1,032 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,540 |
| Total Monthly Debt Service | $2,347 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2025
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52328, Robins, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,079 (100%) |
| Owner Occupied HU | 992 (91.9%) |
| Renter Occupied HU | 44 ( 4.1%) |
| Vacant Housing Units | 43 ( 4.0%) |
| Median Home Value | $346,686 |
| Average Home Value | $379,945 |
Housing Distribution
Address Breakdown
Residential
1,168
Single Family
1,138
Multi-Family
30
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2025
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52328, Robins, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,079 (100%) |
| Owner Occupied HU | 992 (91.9%) |
| Renter Occupied HU | 44 ( 4.1%) |
| Vacant Housing Units | 43 ( 4.0%) |
| Median Home Value | $346,686 |
| Average Home Value | $379,945 |
Housing Distribution
Address Breakdown
Residential
1,168
Single Family
1,138
Multi-Family
30
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices