3235 Benshoff Hill RdJohnstownPA15909
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 3235 Benshoff Hill Rd, Johnstown, PA, 15909 in Johnstown: $1,013/mo in rent, $276/mo in net income, 10.8% gross yield, 2.00 DSCR, all at $112,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $31,082 in appreciation and $1,036/yr in principal paydown projects total cumulative return of $60,594.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $276 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,013 |
| Total Monthly Debt Service | $692 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15909, Johnstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,662 (100%) |
| Owner Occupied HU | 1,982 (74.5%) |
| Renter Occupied HU | 388 (14.6%) |
| Vacant Housing Units | 292 (11.0%) |
| Median Home Value | $147,619 |
| Average Home Value | $172,181 |
Housing Distribution
Address Breakdown
Residential
2,219
Single Family
2,213
Multi-Family
6
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15909, Johnstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,662 (100%) |
| Owner Occupied HU | 1,982 (74.5%) |
| Renter Occupied HU | 388 (14.6%) |
| Vacant Housing Units | 292 (11.0%) |
| Median Home Value | $147,619 |
| Average Home Value | $172,181 |
Housing Distribution
Address Breakdown
Residential
2,219
Single Family
2,213
Multi-Family
6
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hunter Ott • Howard Hanna Bardell Realty Altoona
Mls Name: AHAR
Mls Provider:
Mls ID: #76747