323 7th StSaint PaulNE68873
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 323 7th St, Saint Paul, NE, 68873 in Saint Paul: $1,802/mo in rent, $802/mo net, 14.6% gross yield, all on a $148,131 acquisition. The 2.71 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $40,926 in value, and $1,364/yr in principal paydown steadily builds equity. Projected total cumulative return: $108,138.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 6.2% |
| Monthly Cash Flow | $802 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,802 |
| Total Monthly Debt Service | $941 |
| DSCR Ratio | 1.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68873, Saint Paul, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,552 (100%) |
| Owner Occupied HU | 1,073 (69.1%) |
| Renter Occupied HU | 360 (23.2%) |
| Vacant Housing Units | 119 ( 7.7%) |
| Median Home Value | $222,643 |
| Average Home Value | $263,541 |
Housing Distribution
Address Breakdown
Residential
1,439
Single Family
1,398
Multi-Family
41
Businesses
155
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68873, Saint Paul, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,552 (100%) |
| Owner Occupied HU | 1,073 (69.1%) |
| Renter Occupied HU | 360 (23.2%) |
| Vacant Housing Units | 119 ( 7.7%) |
| Median Home Value | $222,643 |
| Average Home Value | $263,541 |
Housing Distribution
Address Breakdown
Residential
1,439
Single Family
1,398
Multi-Family
41
Businesses
155
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A