316 S 2nd StRipleyOH45167
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Ripley rentals match the income profile of 316 S 2nd St, Ripley, OH, 45167. Listed at $196,000, gross rent is $2,359/mo and net cash flow is $1,070/mo, a 14.44% yield well above national averages. DSCR 2.68 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $54,151 by year five with $1,805/yr in annual principal reduction, projecting $143,561 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 6.2% |
| Monthly Cash Flow | $1,070 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,359 |
| Total Monthly Debt Service | $1,211 |
| DSCR Ratio | 1.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45167, Ripley, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,730 (100%) |
| Owner Occupied HU | 993 (57.4%) |
| Renter Occupied HU | 405 (23.4%) |
| Vacant Housing Units | 332 (19.2%) |
| Median Home Value | $191,833 |
| Average Home Value | $267,351 |
Housing Distribution
Address Breakdown
Residential
1,529
Single Family
1,476
Multi-Family
53
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45167, Ripley, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,730 (100%) |
| Owner Occupied HU | 993 (57.4%) |
| Renter Occupied HU | 405 (23.4%) |
| Vacant Housing Units | 332 (19.2%) |
| Median Home Value | $191,833 |
| Average Home Value | $267,351 |
Housing Distribution
Address Breakdown
Residential
1,529
Single Family
1,476
Multi-Family
53
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
