3074 Secane PlPhiladelphiaPA19154
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $329,900, 3074 Secane Pl, Philadelphia, PA, 19154 in Philadelphia generates $2,272/mo in rent (8.26% yield) but nets only $110/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.53) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $91,145. Total projected return: $132,739.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $110 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,272 |
| Total Monthly Debt Service | $2,031 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1973
1,796 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19154, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,209 (100%) |
| Owner Occupied HU | 10,013 (75.8%) |
| Renter Occupied HU | 2,778 (21.0%) |
| Vacant Housing Units | 418 ( 3.2%) |
| Median Home Value | $287,303 |
| Average Home Value | $311,996 |
Housing Distribution
Address Breakdown
Residential
12,938
Single Family
12,694
Multi-Family
244
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1973
1,796 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19154, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,209 (100%) |
| Owner Occupied HU | 10,013 (75.8%) |
| Renter Occupied HU | 2,778 (21.0%) |
| Vacant Housing Units | 418 ( 3.2%) |
| Median Home Value | $287,303 |
| Average Home Value | $311,996 |
Housing Distribution
Address Breakdown
Residential
12,938
Single Family
12,694
Multi-Family
244
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2631008