306 Willow Oak DrDardanelleAR72834
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Dardanelle rentals match the income profile of 306 Willow Oak Dr, Dardanelle, AR, 72834. Listed at $215,000, gross rent is $1,795/mo and net cash flow is $503/mo, a 10.02% yield well above national averages. DSCR 1.86 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $59,401 by year five with $1,980/yr in annual principal reduction, projecting $113,692 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $503 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,795 |
| Total Monthly Debt Service | $1,207 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72834, Dardanelle, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,413 (100%) |
| Owner Occupied HU | 2,819 (63.9%) |
| Renter Occupied HU | 1,098 (24.9%) |
| Vacant Housing Units | 496 (11.2%) |
| Median Home Value | $175,815 |
| Average Home Value | $214,750 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
4,154
Multi-Family
29
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72834, Dardanelle, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,413 (100%) |
| Owner Occupied HU | 2,819 (63.9%) |
| Renter Occupied HU | 1,098 (24.9%) |
| Vacant Housing Units | 496 (11.2%) |
| Median Home Value | $175,815 |
| Average Home Value | $214,750 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
4,154
Multi-Family
29
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CARMLS
Mls ID: #26024044