285 N 2340 ESaint AnthonyID83445
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 285 N 2340 E, Saint Anthony, ID, 83445 in Saint Anthony. Priced at $122,000, it generates $1,285/mo in gross rent and $583/mo in net monthly cash flow, a 12.64% yield that comfortably supports the 2.34 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,000. Five-year appreciation: $33,706. Equity from principal paydown: $1,124/yr. Total projected cumulative return: $83,586.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.2% |
| Monthly Cash Flow | $583 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,285 |
| Total Monthly Debt Service | $653 |
| DSCR Ratio | 1.97x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83445, Saint Anthony, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,753 (100%) |
| Owner Occupied HU | 2,028 (73.7%) |
| Renter Occupied HU | 508 (18.5%) |
| Vacant Housing Units | 217 ( 7.9%) |
| Median Home Value | $339,726 |
| Average Home Value | $365,896 |
Housing Distribution
Address Breakdown
Residential
2,765
Single Family
2,739
Multi-Family
26
Businesses
183
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83445, Saint Anthony, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,753 (100%) |
| Owner Occupied HU | 2,028 (73.7%) |
| Renter Occupied HU | 508 (18.5%) |
| Vacant Housing Units | 217 ( 7.9%) |
| Median Home Value | $339,726 |
| Average Home Value | $365,896 |
Housing Distribution
Address Breakdown
Residential
2,765
Single Family
2,739
Multi-Family
26
Businesses
183
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carsen Draper • Idaho Agents Real Estate
Mls Name: SRMLS
Mls Provider:
Mls ID: #2170419
Disclaimer: Copyright Snake River MLS. All rights reserved. Information is deemed reliable but not guaranteed.