281 Campbell StDuncanAZ85534
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 281 Campbell St, Duncan, AZ, 85534 in Duncan worth study. Rental yield 3.31%. The 3.31% gross yield is below cash-flow benchmarks at $860,000, but 5% annual appreciation, adding $237,602 over five years, frames this as a capital growth position. Rent of $2,369/mo partially offsets the $3,867/mo payment. Ziffy Mortgage finances appreciation-play properties (0.61 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $150,390.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.2% |
| Monthly Cash Flow | $(2,715) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,369 |
| Total Monthly Debt Service | $4,741 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
47.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85534, Duncan, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,296 (100%) |
| Owner Occupied HU | 894 (69.0%) |
| Renter Occupied HU | 157 (12.1%) |
| Vacant Housing Units | 245 (18.9%) |
| Median Home Value | $157,246 |
| Average Home Value | $157,623 |
Housing Distribution
Address Breakdown
Residential
856
Single Family
811
Multi-Family
45
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
47.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85534, Duncan, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,296 (100%) |
| Owner Occupied HU | 894 (69.0%) |
| Renter Occupied HU | 157 (12.1%) |
| Vacant Housing Units | 245 (18.9%) |
| Median Home Value | $157,246 |
| Average Home Value | $157,623 |
Housing Distribution
Address Breakdown
Residential
856
Single Family
811
Multi-Family
45
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.