248 Pleasantdale RdRutlandMA01543
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $699,900, 248 Pleasantdale Rd, Rutland, MA, 01543 in Rutland generates $4,429/mo in rent (7.59% yield) but nets only $18/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.41) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $193,369. Total projected return: $266,909.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $18 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,429 |
| Total Monthly Debt Service | $4,133 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
2.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01543, Rutland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,678 (100%) |
| Owner Occupied HU | 3,098 (84.2%) |
| Renter Occupied HU | 449 (12.2%) |
| Vacant Housing Units | 131 ( 3.6%) |
| Median Home Value | $533,658 |
| Average Home Value | $582,607 |
Housing Distribution
Address Breakdown
Residential
3,308
Single Family
3,234
Multi-Family
74
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
2.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01543, Rutland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,678 (100%) |
| Owner Occupied HU | 3,098 (84.2%) |
| Renter Occupied HU | 449 (12.2%) |
| Vacant Housing Units | 131 ( 3.6%) |
| Median Home Value | $533,658 |
| Average Home Value | $582,607 |
Housing Distribution
Address Breakdown
Residential
3,308
Single Family
3,234
Multi-Family
74
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73539074