23277 Denton StWaterlooNE68069
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 23277 Denton St, Waterloo, NE, 68069 in Waterloo speaks for itself: 10.58% gross on a $295,000 price, generating $2,601/mo in rent and $609/mo in net income after the $1,327/mo debt service. DSCR 1.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,307 stacks alongside $81,503 in projected five-year appreciation and $2,717/yr in principal reduction. Projected total cumulative return: $151,746.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $609 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,601 |
| Total Monthly Debt Service | $1,875 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68069, Waterloo, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,443 (100%) |
| Owner Occupied HU | 1,062 (73.6%) |
| Renter Occupied HU | 200 (13.9%) |
| Vacant Housing Units | 181 (12.5%) |
| Median Home Value | $488,325 |
| Average Home Value | $639,682 |
Housing Distribution
Address Breakdown
Residential
1,222
Single Family
1,201
Multi-Family
21
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68069, Waterloo, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,443 (100%) |
| Owner Occupied HU | 1,062 (73.6%) |
| Renter Occupied HU | 200 (13.9%) |
| Vacant Housing Units | 181 (12.5%) |
| Median Home Value | $488,325 |
| Average Home Value | $639,682 |
Housing Distribution
Address Breakdown
Residential
1,222
Single Family
1,201
Multi-Family
21
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices