232 Grove StPaxtonMA01612
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 232 Grove St, Paxton, MA, 01612 in Paxton speaks for itself: 11.63% gross on a $439,900 price, generating $4,262/mo in rent and $1,490/mo in net income after the $1,978/mo debt service. DSCR 2.15, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,877 stacks alongside $121,536 in projected five-year appreciation and $4,052/yr in principal reduction. Projected total cumulative return: $262,892.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $1,490 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,262 |
| Total Monthly Debt Service | $2,598 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01612, Paxton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,682 (100%) |
| Owner Occupied HU | 1,506 (89.5%) |
| Renter Occupied HU | 121 ( 7.2%) |
| Vacant Housing Units | 55 ( 3.3%) |
| Median Home Value | $569,164 |
| Average Home Value | $580,053 |
Housing Distribution
Address Breakdown
Residential
1,706
Single Family
1,656
Multi-Family
50
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01612, Paxton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,682 (100%) |
| Owner Occupied HU | 1,506 (89.5%) |
| Renter Occupied HU | 121 ( 7.2%) |
| Vacant Housing Units | 55 ( 3.3%) |
| Median Home Value | $569,164 |
| Average Home Value | $580,053 |
Housing Distribution
Address Breakdown
Residential
1,706
Single Family
1,656
Multi-Family
50
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73524249