2202 Ridge StTuskegee InstituteAL36088
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 2202 Ridge St, Tuskegee Institute, AL, 36088 in Tuskegee Institute: $2,317/mo in rent, $1,646/mo net, 23.37% gross yield, all on a $119,000 acquisition. The 4.33 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $32,878 in value, and $1,096/yr in principal paydown steadily builds equity. Projected total cumulative return: $150,737.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 23.4% | 6.2% |
| Monthly Cash Flow | $1,646 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,317 |
| Total Monthly Debt Service | $624 |
| DSCR Ratio | 3.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36088, Tuskegee Institute, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,925 (100%) |
| Owner Occupied HU | 645 (33.5%) |
| Renter Occupied HU | 790 (41.0%) |
| Vacant Housing Units | 490 (25.5%) |
| Median Home Value | $108,848 |
| Average Home Value | $159,973 |
Housing Distribution
Address Breakdown
Residential
1,276
Single Family
1,011
Multi-Family
265
Businesses
36
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36088, Tuskegee Institute, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,925 (100%) |
| Owner Occupied HU | 645 (33.5%) |
| Renter Occupied HU | 790 (41.0%) |
| Vacant Housing Units | 490 (25.5%) |
| Median Home Value | $108,848 |
| Average Home Value | $159,973 |
Housing Distribution
Address Breakdown
Residential
1,276
Single Family
1,011
Multi-Family
265
Businesses
36
Nearby investment properties with comparable rents
Listed by: MARILYN PITTMAN • AFFINITY REAL ESTATE LLC
Mls Name: LCMLS
Mls ID: #177285