220 Riverside Blvd APT 43ANew YorkNY10069
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 220 Riverside Blvd APT 43A, New York, NY, 10069 in New York. Priced at $961,500, it generates $23,508/mo in gross rent and $17,087/mo in net monthly cash flow, a 29.34% yield that comfortably supports the 5.44 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $205,048. Five-year appreciation: $265,645. Equity from principal paydown: $8,856/yr. Total projected cumulative return: $1,466,183.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 29.3% | 6.2% |
| Monthly Cash Flow | $17,087 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $23,508 |
| Total Monthly Debt Service | $6,038 |
| DSCR Ratio | 3.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10069, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,768 (100%) |
| Owner Occupied HU | 1,886 (32.7%) |
| Renter Occupied HU | 2,707 (46.9%) |
| Vacant Housing Units | 1,175 (20.4%) |
| Median Home Value | $1,209,607 |
| Average Home Value | $1,309,651 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
1
Multi-Family
4,182
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10069, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,768 (100%) |
| Owner Occupied HU | 1,886 (32.7%) |
| Renter Occupied HU | 2,707 (46.9%) |
| Vacant Housing Units | 1,175 (20.4%) |
| Median Home Value | $1,209,607 |
| Average Home Value | $1,309,651 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
1
Multi-Family
4,182
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices