218 Route 9hHudsonNY12534
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 218 Route 9h, Hudson, NY, 12534 in Hudson: $3,143/mo in rent, $672/mo net, 10.19% gross yield, all on a $369,999 acquisition. The 1.89 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $102,224 in value, and $3,408/yr in principal paydown steadily builds equity. Projected total cumulative return: $184,378.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $672 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,143 |
| Total Monthly Debt Service | $2,324 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12534, Hudson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,774 (100%) |
| Owner Occupied HU | 4,680 (47.9%) |
| Renter Occupied HU | 3,408 (34.9%) |
| Vacant Housing Units | 1,686 (17.2%) |
| Median Home Value | $332,999 |
| Average Home Value | $430,812 |
Housing Distribution
Address Breakdown
Residential
7,951
Single Family
7,200
Multi-Family
751
Businesses
1,058
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12534, Hudson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,774 (100%) |
| Owner Occupied HU | 4,680 (47.9%) |
| Renter Occupied HU | 3,408 (34.9%) |
| Vacant Housing Units | 1,686 (17.2%) |
| Median Home Value | $332,999 |
| Average Home Value | $430,812 |
Housing Distribution
Address Breakdown
Residential
7,951
Single Family
7,200
Multi-Family
751
Businesses
1,058
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alan E. Siegel • Red Apple Realty
Mls Name: Columbia Greene Northern Dutchess MLS
Mls Provider:
Mls ID: #153500
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.