200 Mountain View TrlWhite Sulphur SpringsMT59645
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 200 Mountain View Trl, White Sulphur Springs, MT, 59645 in White Sulphur Springs: $1,408/mo in rent, $378/mo in net income, 9.71% gross yield, 1.80 DSCR, all at $174,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $48,073 in appreciation and $1,603/yr in principal paydown projects total cumulative return of $90,197.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $378 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,408 |
| Total Monthly Debt Service | $960 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
20.06 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59645, White Sulphur Springs, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,086 (100%) |
| Owner Occupied HU | 561 (51.7%) |
| Renter Occupied HU | 205 (18.9%) |
| Vacant Housing Units | 320 (29.5%) |
| Median Home Value | $423,707 |
| Average Home Value | $604,100 |
Housing Distribution
Address Breakdown
Residential
217
Single Family
216
Multi-Family
1
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
20.06 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59645, White Sulphur Springs, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,086 (100%) |
| Owner Occupied HU | 561 (51.7%) |
| Renter Occupied HU | 205 (18.9%) |
| Vacant Housing Units | 320 (29.5%) |
| Median Home Value | $423,707 |
| Average Home Value | $604,100 |
Housing Distribution
Address Breakdown
Residential
217
Single Family
216
Multi-Family
1
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leanne Bodell • Berkshire Hathaway HomeService
Mls Name: Big Sky Country MLS
Mls ID: #377251
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.