19 Ironwood CtKearneysvilleWV25430
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 19 Ironwood Ct, Kearneysville, WV, 25430 in Kearneysville hard to pass up. The 10.93% gross yield on a $272,990 purchase results in $2,488/mo in rent and $908/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.03). Annual cash flow of $10,896, five-year appreciation of $75,422, and $2,514/yr in equity build-up combine for a projected total cumulative return of $161,475.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $908 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,488 |
| Total Monthly Debt Service | $1,471 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25430, Kearneysville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,444 (100%) |
| Owner Occupied HU | 2,648 (76.9%) |
| Renter Occupied HU | 534 (15.5%) |
| Vacant Housing Units | 262 ( 7.6%) |
| Median Home Value | $356,731 |
| Average Home Value | $380,070 |
Housing Distribution
Address Breakdown
Residential
3,315
Single Family
3,315
Multi-Family
0
Businesses
233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25430, Kearneysville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,444 (100%) |
| Owner Occupied HU | 2,648 (76.9%) |
| Renter Occupied HU | 534 (15.5%) |
| Vacant Housing Units | 262 ( 7.6%) |
| Median Home Value | $356,731 |
| Average Home Value | $380,070 |
Housing Distribution
Address Breakdown
Residential
3,315
Single Family
3,315
Multi-Family
0
Businesses
233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BHHS PenFed solds
Mls ID: #N/A