18475 Hershey Rd ETuolumneCA95379
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 18475 Hershey Rd E, Tuolumne, CA, 95379 in Tuolumne aligned with their strategy. Rental yield 6.89%. DSCR 1.28 and 6.89% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $5,056/yr in paydown build toward a projected cumulative return of $192,433.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(244) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,152 |
| Total Monthly Debt Service | $3,178 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95379, Tuolumne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,869 (100%) |
| Owner Occupied HU | 1,143 (61.2%) |
| Renter Occupied HU | 494 (26.4%) |
| Vacant Housing Units | 232 (12.4%) |
| Median Home Value | $439,063 |
| Average Home Value | $590,857 |
Housing Distribution
Address Breakdown
Residential
1,245
Single Family
1,211
Multi-Family
34
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95379, Tuolumne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,869 (100%) |
| Owner Occupied HU | 1,143 (61.2%) |
| Renter Occupied HU | 494 (26.4%) |
| Vacant Housing Units | 232 (12.4%) |
| Median Home Value | $439,063 |
| Average Home Value | $590,857 |
Housing Distribution
Address Breakdown
Residential
1,245
Single Family
1,211
Multi-Family
34
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angelique Bradley • Real Brokerage Technologies
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls ID: #41120557