1704 N Houston AveCameronTX76520
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1704 N Houston Ave, Cameron, TX, 76520 in Cameron carries a 1.56 coverage ratio, rent of $1,932/mo is 1.56 times the $1,237/mo payment. Rental yield 8.43%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $274,990 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $75,975; total projected cumulative return: $103,872.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $(23) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,932 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
7,461 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76520, Cameron, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,801 (100%) |
| Owner Occupied HU | 2,233 (58.7%) |
| Renter Occupied HU | 1,003 (26.4%) |
| Vacant Housing Units | 565 (14.9%) |
| Median Home Value | $169,140 |
| Average Home Value | $266,093 |
Housing Distribution
Address Breakdown
Residential
3,578
Single Family
3,447
Multi-Family
131
Businesses
420
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
7,461 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76520, Cameron, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,801 (100%) |
| Owner Occupied HU | 2,233 (58.7%) |
| Renter Occupied HU | 1,003 (26.4%) |
| Vacant Housing Units | 565 (14.9%) |
| Median Home Value | $169,140 |
| Average Home Value | $266,093 |
Housing Distribution
Address Breakdown
Residential
3,578
Single Family
3,447
Multi-Family
131
Businesses
420
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices