170 Stillwater RdConklinNY13748
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 170 Stillwater Rd, Conklin, NY, 13748 in Conklin hard to pass up. The 13.79% gross yield on a $258,000 purchase results in $2,964/mo in rent and $1,241/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.56). Annual cash flow of $14,893, five-year appreciation of $71,281, and $2,376/yr in equity build-up combine for a projected total cumulative return of $178,248.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 6.2% |
| Monthly Cash Flow | $1,241 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,964 |
| Total Monthly Debt Service | $1,620 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13748, Conklin, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,594 (100%) |
| Owner Occupied HU | 1,202 (75.4%) |
| Renter Occupied HU | 256 (16.1%) |
| Vacant Housing Units | 136 ( 8.5%) |
| Median Home Value | $153,971 |
| Average Home Value | $207,069 |
Housing Distribution
Address Breakdown
Residential
1,476
Single Family
1,435
Multi-Family
41
Businesses
83
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13748, Conklin, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,594 (100%) |
| Owner Occupied HU | 1,202 (75.4%) |
| Renter Occupied HU | 256 (16.1%) |
| Vacant Housing Units | 136 ( 8.5%) |
| Median Home Value | $153,971 |
| Average Home Value | $207,069 |
Housing Distribution
Address Breakdown
Residential
1,476
Single Family
1,435
Multi-Family
41
Businesses
83
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
