170 Politz AveSaint GabrielLA70776
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 170 Politz Ave, Saint Gabriel, LA, 70776 in Saint Gabriel fits: $465,000, 3.72% gross yield, and a projected 5% annual appreciation rate adding $128,471 in value within five years. Rental yield 3.72%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.69) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $4,283/yr in principal paydown and $128,471 in appreciation project a total return of $83,658.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.2% |
| Monthly Cash Flow | $(1,440) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $2,695 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70776, Saint Gabriel, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,765 (100%) |
| Owner Occupied HU | 1,323 (75.0%) |
| Renter Occupied HU | 300 (17.0%) |
| Vacant Housing Units | 142 ( 8.0%) |
| Median Home Value | $315,530 |
| Average Home Value | $323,262 |
Housing Distribution
Address Breakdown
Residential
1,528
Single Family
1,376
Multi-Family
152
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70776, Saint Gabriel, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,765 (100%) |
| Owner Occupied HU | 1,323 (75.0%) |
| Renter Occupied HU | 300 (17.0%) |
| Vacant Housing Units | 142 ( 8.0%) |
| Median Home Value | $315,530 |
| Average Home Value | $323,262 |
Housing Distribution
Address Breakdown
Residential
1,528
Single Family
1,376
Multi-Family
152
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jillian Wright • Wright & Company LLC
Mls Name: ROAM MLS
Mls ID: #2025021131