16711 Marsh Creek Rd Trlr 63ClaytonCA94517
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 16711 Marsh Creek Rd Trlr 63, Clayton, CA, 94517 in Clayton. Priced at $245,000, it generates $3,634/mo in gross rent and $2,118/mo in net monthly cash flow, a 17.8% yield that comfortably supports the 3.30 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $25,416. Five-year appreciation: $67,689. Equity from principal paydown: $2,256/yr. Total projected cumulative return: $229,216.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.8% | 6.2% |
| Monthly Cash Flow | $2,118 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,634 |
| Total Monthly Debt Service | $1,418 |
| DSCR Ratio | 2.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94517, Clayton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,700 (100%) |
| Owner Occupied HU | 4,062 (86.4%) |
| Renter Occupied HU | 515 (11.0%) |
| Vacant Housing Units | 123 ( 2.6%) |
| Median Home Value | $946,260 |
| Average Home Value | $1,089,367 |
Housing Distribution
Address Breakdown
Residential
4,610
Single Family
4,520
Multi-Family
90
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94517, Clayton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,700 (100%) |
| Owner Occupied HU | 4,062 (86.4%) |
| Renter Occupied HU | 515 (11.0%) |
| Vacant Housing Units | 123 ( 2.6%) |
| Median Home Value | $946,260 |
| Average Home Value | $1,089,367 |
Housing Distribution
Address Breakdown
Residential
4,610
Single Family
4,520
Multi-Family
90
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas Smith • THOMAS SMITH, BROKER
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls Provider:
Mls ID: #41084994