150 Bedford RoadArmonkNY10504
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 150 Bedford Road, Armonk, NY, 10504 in Armonk speaks for itself: 11.64% gross on a $990,000 price, generating $9,600/mo in rent and $2,989/mo in net income after the $4,452/mo debt service. DSCR 2.16, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $35,867 stacks alongside $273,519 in projected five-year appreciation and $9,118/yr in principal reduction. Projected total cumulative return: $569,830.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $2,989 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $9,600 |
| Total Monthly Debt Service | $6,217 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1959
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10504, Armonk, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,840 (100%) |
| Owner Occupied HU | 2,371 (83.5%) |
| Renter Occupied HU | 307 (10.8%) |
| Vacant Housing Units | 162 ( 5.7%) |
| Median Home Value | $1,252,281 |
| Average Home Value | $1,380,668 |
Housing Distribution
Address Breakdown
Residential
2,775
Single Family
2,644
Multi-Family
131
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1959
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10504, Armonk, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,840 (100%) |
| Owner Occupied HU | 2,371 (83.5%) |
| Renter Occupied HU | 307 (10.8%) |
| Vacant Housing Units | 162 ( 5.7%) |
| Median Home Value | $1,252,281 |
| Average Home Value | $1,380,668 |
Housing Distribution
Address Breakdown
Residential
2,775
Single Family
2,644
Multi-Family
131
Businesses
532
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices