14127 Little River DrBaytownTX77523
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 14127 Little River Dr, Baytown, TX, 77523 in Baytown at $373,000 earns $2,905/mo in rent and nets $194/mo after the $1,677/mo payment, a 9.35% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $103,053 over five years. Ziffy Mortgage underwrites this on a 1.73 DSCR without U.S. credit history. With $3,435/yr in principal paydown, total projected return reaches $155,711.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $194 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,905 |
| Total Monthly Debt Service | $2,562 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
8,363 sqft lot
$N/A/sqft
$700 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
8,363 sqft lot
$N/A/sqft
$700 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rebecca Sherwood • CB&A, Realtors- Southeast
Mls Name: HAR
Mls Provider:
Mls ID: #62508893
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