128 Orchard Dr #BSaint ClairsvilleOH43950
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 128 Orchard Dr #B, Saint Clairsville, OH, 43950 in Saint Clairsville: $1,342/mo in rent, $548/mo net, 13.34% gross yield, all on a $120,700 acquisition. The 2.47 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $33,347 in value, and $1,112/yr in principal paydown steadily builds equity. Projected total cumulative return: $81,239.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 6.2% |
| Monthly Cash Flow | $548 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,342 |
| Total Monthly Debt Service | $746 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
4,573 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43950, Saint Clairsville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,763 (100%) |
| Owner Occupied HU | 4,633 (68.5%) |
| Renter Occupied HU | 1,376 (20.3%) |
| Vacant Housing Units | 754 (11.1%) |
| Median Home Value | $244,431 |
| Average Home Value | $260,436 |
Housing Distribution
Address Breakdown
Residential
6,202
Single Family
5,974
Multi-Family
228
Businesses
769
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
4,573 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43950, Saint Clairsville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,763 (100%) |
| Owner Occupied HU | 4,633 (68.5%) |
| Renter Occupied HU | 1,376 (20.3%) |
| Vacant Housing Units | 754 (11.1%) |
| Median Home Value | $244,431 |
| Average Home Value | $260,436 |
Housing Distribution
Address Breakdown
Residential
6,202
Single Family
5,974
Multi-Family
228
Businesses
769
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A